Where did you get insurance carriers from?

No idea what your post, before or after edit, is trying to say. But the subject of your quoted sentence is “proponents of AI” not “AI”, and the sentence is about what is enabled by AI systems. Your attempt at pedantry makes no sense.

If you’re suggesting that it is possible to build an AI with none of the biases embedded in the world it learns from, you might want to read that article again because the (obvious) rebuttal is right there.

Yes. Did you forget how to quote your whole post?

You stated it very much as a set of rules that should exist. Twice.

Who do you imagine is (or should be) making these rules for the Fediverse?

It’s not intelligence at all. It does not understand what you ask it or what it tells you. It can string words together in a plausible sounding order. It cannot think.