Careful: Discord misuses the word “server” to mean community, so a lot of Discord users here might misunderstand and think you just said the average Joe doesn’t need to set up a community. (Of course, I’m sure you actually mean the average Joe doesn’t need to set up his own homeserver instance, which is true.)
It is no more clunky than discord was a couple years ago. Setting up a server is very clunky, but the average Joe doesn’t have to do it.
Careful: Discord misuses the word “server” to mean community, so a lot of Discord users here might misunderstand and think you just said the average Joe doesn’t need to set up a community. (Of course, I’m sure you actually mean the average Joe doesn’t need to set up his own homeserver instance, which is true.)